Broker Services
Mortgage Brokers provide an extremely important service in the field of finance, including the loan origination, working face to face with the borrower, pre-qualifying the loan, verifying the credit and property aspects of the loan and making sure that you, the borrower, are protected in all areas of the loan.
IT DOES NOT COST MORE TO USE THE SERVICES OF A MORTGAGE BROKER
The Mortgage Broker then presents the loan to the Mortgage Lender for funding. For providing this valuable service, the lender gives the Mortgage Broker a wholesale cost that makes it possible for you, the borrower, to obtain the most competitive rates available.
THE MORTGAGE BROKER IS COMMITTED TO CUSTOMER SATISFACTION
We know that for us, one of the most important considerations with any loan is simply to stay in constant touch with the borrower. We also know the importance of getting the job done in a timely manner. We pride ourselves in the number of referrals sent to us by satisfied borrowers and we are committed to earning the respect and confidence of every single client.
PROFESSIONAL MORTGAGE BROKERS
As a member of the Association of Mortgage Brokers, we have demonstrated a firm commitment to remaining an informed professional in the rapidly changing world of real estate finance. This dedication, which includes adherence to a precise Code of Ethics and Standards of Professional Practice, results in the customer being represented by the most trustworthy in the industry.
WE PROVIDE LOANS TO PEOPLE, NOT NUMBERS
Since real estate tends to represent the single largest investment most of us ever make, it is vital to secure the best financing available. Every borrower has different needs, every property is unique, and every lender has its own rules and programs.
The difficulty for most people in shopping for their own Loan is that they don't know all the right questions to ask. Adding to that difficulty is the fact that most lender have only two or three programs to offer, so their job is to sell you what they have, rather than find the program that fulfills your needs.
We, on the other hand, can tailor the package to fit your needs, based upon many factors, such as your current income, your expectation of future earnings, how long you plan to own the property. Since we broker through many different lenders, we have access to every sort of program.
We will explain all your options and assist you in making a fully informed choice. And, since our fee is based on the loan amount, not on the loan program, we are not motivated to try to sell you a loan that you don't want.
J.C. MARSHALL FINANCIAL SERVICES, INC.
Working to serve the borrower's needs.
